APPG for Frozen British Pensions launches inquiry

June 30, 2020 Frozen British Pensions 6 Comments

On 30 June 2020, Sir Roger Gale MP, Chair of the All-Party Parliamentary Group for Frozen British Pensions announced the launch of the APPG’s inquiry into the impact of the UK Government’s approach to UK State Pensions paid to UK pensioners who live abroad.

The focus of the inquiry will be on the policy of not uprating UK State Pensions in situations where the pensioner lives in a country that does not have a reciprocal uprating agreement with the UK. These are often referred to as ‘frozen pensions’, as the value of the UK State Pension paid to pensioners living in a country that does not have a reciprocal agreement with the UK is ‘frozen’ and receives no subsequent increases. The policy is believed to affect over half a million UK State Pensioners. Many of the countries in which UK expat pensioners have their pension frozen are Commonwealth countries which, by definition, have close and long standing societal, cultural and civic bonds with the UK.

The APPG hopes to collect a wide range of evidence from interested parties including, individuals affected by the ‘frozen’ pension policy, civil society groups, the Department for Work and Pensions and administrations that have residents with ‘frozen’ British pensions.

To read the full letter announcing the inquiry and outlining the questions for written submissions click here. Any responses to the inquiry can be sent via email to the Secretariat of the APPG at

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  1. Bill
    July 10, 2020 - 4:20 am

    Dear Sir Rodger,First of all let me thank you for all the work you dedicate to this cause.I am a recently turned 66 yr old pensioner.I live in Thailand I have only missed one uprate of the government pension,however I realise that in the long term future,as i am reliant on my pension ,that I cannot stay here and will have to return to UK.My wife cannot have residency there as i do not meet government financial requirements.
    So in maybe 10 years I will return to uk ,be a burden on the state for medical and other benefits.Doesnt make any sense to me,apart from it being unequitable.
    The worst part of this is knowing that everything I do here in my life now I will lose,,Its like the sword of Damaclese hanging over my life.Something I will not burden my Thai family with.
    Thank you again Sir,you have my total respect.

  2. Mr John West
    July 10, 2020 - 5:09 am

    Dear Sir Gayle
    Thanks for your efforts but just reading the introductions can I make it clear that the DWP has confirmed that Reciprocal agreements are not necessary.
    Also, Lady Puckridge, as you know delivered many signatures a few years ago and many WASP1 petitions and many rallies.
    Yes, fine to answer personal circumstances and what happens after we send them in an email.
    With respect are they going to be just ignored again and they total ignore us yet again and meanwhile many more have died (and I have known at least 20) and how long have the rest of us got and it seems to be an agenda that they want us to die ASAP.
    Appreciate the support but is it not time for some proper action and yet another year has gone by and now 71 years without one penny increase and see the 72nd Anniversary of the NHS this week.
    All of us 550K are struggling to provide for our families and I am in Thailand and in fact our purchasing power goes down each year, together with the very poor exchange rate.
    Unfortunately, I know of no one who has pot of gold and huge salaries and gold plated pensions in Westminster.
    So, please we want some action and not more debate.
    The real issues is the sly way the Pensions Act of 2014 Section 20 went through both Houses and this passes automatically near the end of the Parliamentary year.
    Easy solution revoke section 20 or is it too difficult to do.

  3. Mr John West
    July 10, 2020 - 5:53 am

    sIR Gayle
    I am married to a wonderful Thai Lady and no have no property at all in the UK and it was very difficult indeed in getting her over 14 years ago and not knowing your circumstances and I know a friend who was in Singapore, until last week and returning to the UK and all sorts of problems getting his wife a visa and amazing indeed, the more genuine one is it seems an easy target.
    I did look up requirements and some people are lucky to have a property back in the UK but even so, looked at the laws and one is supposed to have 68K in savings and earn at least 18K a year and a few months ago.
    Yes and have 2 granddaughters too and do the best I can for them.
    It is absolutely disgusting how all our pensioners, British born and bred citizens are “treated” including frozen state pensioners and disgusted to call myself British.
    Please sort this out with action and about time this was sorted and tired of debate and debate and nearly typed waffle.
    Things have got to be actioned very soon.

  4. Mr Robin Crockford
    July 10, 2020 - 6:02 am

    Dear Sir Roger Gayle.
    I am in my 75th year and have lived in Thailand for the past 24 years, I, like most others am not a permanent resident of Thailand, each year I must qualify for an annual extension to my original Non-Immigrant visa. All my working life I paid into the National Insurance scheme, although for most of that time I served in the British Army (infantry) in foreign countries. Since retiring and living here I have had my State pension frozen and am presently on a rate 35 pounds a week less than my former comrades in the UK. I have had my right to vote taken from me, must pay full rate for use of the National health service and of course can claim no benefits. Although I still have to pay full UK tax on my income. If I should default on my visa conditions I would be given 7 days to leave Thailand, so surely cannot be classified as Resident here. I have a Wife and two children, both of whom are in University, So the matter of a frozen pension does impact my life. Not a great reward for service to Queen and Country.

  5. Terry Kenneth Mayes
    July 11, 2020 - 10:22 am

    Dear Sir Roger Gayle.
    After many years of suffering from Psiratic Arthritis, in 2006 at the age of 57, and losing everything via a divorce I decided to move to a warm climate, as a warm climate was beneficial to my medical condition. So Thailand came to the fore as an ideal location because it was relatively cheap to live. In 2007, I made the move, met a nice lady and have been happily married ever since. My problem is I didn’t know my pension would be locked, and in 2010 payments for a wife stopped, so a double whammy for me. I now have to live on 135 GBP per week for life, which in this day and age is incredibly difficult, even in Thailand. I am grateful that you are looking into the matter and hope one day all British pensioners will be treated the same, regardless of where the put their feet up in retirement.

  6. Norma Maloney
    July 13, 2020 - 1:32 pm

    Dear Sir Roger,
    This way of contacting many of the pensioners is sometimes confusing, asking them to fill out a PDF form can be a problem as many have very little computer experience. My phone and my email address is being inundated with calls and emails on how to answer.
    Surely there could have been a better way of dealing with this enquiry as many of those that are frozen do not belong to any groups, for this to get to the majority of those that are frozen. This way you will not be able to contact and receive reply’s from many pensioners that have no computers.
    Perhaps a letter written to pensioners who’s address the DWP would have on Record.
    A person in your position I am sure could have been able to receive this information.

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